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LASIK AND INSURANCE

LASIK AND INSURANCE
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detnews.com reports that United Healthcare will not pay up to half of corrective lasik eye surgery. One of Michigan’s and the nation’s largest health insurers said it will now offer partial coverage for corrective laser eye surgeries, including the popular LASIK procedure. UnitedHealthcare, with 400,000 Michigan members, will cover up to half the cost of LASIK, which is laser-aided refractive surgery on the cornea. The procedure costs an average of $1,800 per eye. Until recently, corrective eye surgery had been considered an elective procedure, similar to face-lifts and tummy tucks. But UnitedHealthcare is among a growing number of insurers providing coverage for LASIK and similar procedures.

In most cases, insurance companies will not cover PRK or LASIK. These procedures are considered cosmetic surgery. Check with your individual insurance carrier to determine whether or not coverage is provided.

Most of the time, insurance plans do not cover Lasik vision correction because it is considered elective. Some insurance plans have extended eye care plans that help defray the costs of Lasik. If you insurance plan does not cover Lasik, check with your employer. Some employers offer their employees special rates for going to a certain clinic for Lasik. Sometimes Lasik can be paid for by using a cafeteria plan.

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  WHAT IS LASIK ?
LASIK is a surgical procedure that is capable of correcting a wide range of nearsightedness (myopia), farsightedness (hyperopia) and astigmatism. Although LASIK is the most commonly performed refractive procedure in the United States, the FDA considers the performance of LASIK a practice-of-medicine issue. (This means that physicians can perform LASIK should the physician and the patient make the joint decision to do so.)

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  HOW IS LASIK ?
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BECAREFUL FOR LOW COST LASIK

BECAREFUL FOR LOW COST LASIK
LASIK eye surgery are a safe procedure, predictable and effective. But if we want to get that, it should perfomed by an experienced LASIK surgeon or doctor for carefully selected and counseled...

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IMPLANTABLE CONTACT LENSES - ALTERNATIVE TO LASIK

IMPLANTABLE CONTACT LENSES - ALTERNATIVE TO LASIK

Typically, standard surgery consists of removing the cataract and replacing it with a clear lens implant. Local anesthesia is usually used because it is not generally required to put the patient co...

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THE REFRACTIVE OF SURGERY

THE REFRACTIVE OF SURGERY
What is refractive surgery?

Refractive surgery is eye surgery that is designed and performed to reduce or eliminate refractive errors of the eye - nearsightedness, farsigh...

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TYPES OF LASER SURGERY

TYPES OF LASER SURGERY

There are many different types of laser surgery available to the general public today. Laser technology makes procedures less invasive and reduces the time needed to complete common surgeries. La...

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